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Finance · Financial Products

Discount rate tables

A reference table of the interest rates and present-value factors used to convert future cash flows into today's value.

What it usually contains

  • Discount factors by period or year at each rate
  • Rate ranges by term, currency, or credit quality
  • Notes on the basis for each rate, such as cost of capital, risk-free curve, or risk premium added
  • Effective date and review or approval details
  • Worked examples showing a future amount reduced to present value

What the assistant uses it for

Use it to find the rate or factor to apply when valuing a product, lease, pension obligation, or loan portfolio, and to check which rate applies to a given term and currency. It also answers how a discount rate was built up and when it was last updated.

How it is versioned

A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.

On one AI system

Everything your company knows.
One version that counts.

You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.