Insurance · Carriers
Exclusion rules
A carrier reference listing what a policy does not cover, and the conditions under which claims are denied or limited.
What it usually contains
- Named perils and losses that are never covered
- Excluded property, vehicles, occupations, or locations
- Pre-existing condition and waiting period limits
- Exceptions and buy-back endorsements that restore coverage
- Wording cross-referenced to policy form sections
What the assistant uses it for
Use it to determine whether a specific loss, condition, or risk falls outside coverage, and whether an endorsement can add it back. Helps underwriters and claims staff apply consistent denial and limitation decisions.
How it is versioned
A document of this type has exactly one current version at a time. Upload a revision and it becomes the version that counts — the one before it is kept and dated, but is no longer what your assistant answers from. Nothing is ever deleted, so you can always show what this document said on a given date.
On one AI system
Everything your company knows.
One version that counts.
You already own the documents. We make them the only thing your AI is allowed to answer from, and we keep them current — so nobody quotes last year’s price by accident again.